Shehu, Farida Muhammad, Shehu Usman Rano Aliyu, Abubakar Hamid Danlami, and Ibrahim Muhammad Abdullahi. 2024. “Determinants of Takaful Investment in the Northwest Region of Nigeria: A Pilot Study”. Journal of Business & Economics  16 (1):80-89. https://journals.au.edu.pk/ojs/index.php/jbe/article/view/637.